15 ways to raise children understand finance
August 20, 2007 listysan
Knowingly or not money affects a person in making decisions. Education, motivation and support for children to become savers and investors who either will affect to be able to save money and save the money. These habits will affect the attitude of the child in her future. Writing in Education Paul Richard's family said there were at least 15 ways that could be used by parents to teach financial matters to the child. But here a bit much for my modifications to my opinion in accordance with Islamic financial management that are not familiar with usury.
1. Introduce children about money early on, for example, from the age of 3 or 4 tahun.Jelaskan with information that can be accepted and fit the logic of children, most do not teach children to know the value of money at this age.
2. Observation and repetition is a good thing for children to learn. Communicate with children as they age the growth of value for money, how to store it, how to spend and how money can grow.
3. Help children learn the difference between needs and keingingan. This lesson will educate children to be a clever set of expenditure in the future. This can be taught to children who already know the financial. For example from the age of 4 or 5 elementary school classroom.
4. Defining the purpose is to learn the fundamentals of finance.
Rarely a person that determines the set and write goals. Not necessary all the way, when buying toys for children, parents would rarely buy toys that make these goals. Determination of this goal will actually educate children responsibly.
5. Introduce children to the value of money and menabung.Jelaskan to the child how the concept of savings and benefits. For example saving a child's desire to meet with his own money without having to ask the parents. The introduction is certainly using the language of children that is easily understood according to their age.
6. When giving a child money, teach them to save some. For example when we give 10,000 children taught to save it first as rp. 2000 before the child spends the money. This activity will become a positive habit that can be done until the adult child's future.
7. Introduce children and encourage Islamic banks to open accounts. Give your child the understanding that saving regularly will become good habits, which lead to success in the future
8. Teach your child to make financial records, how much is spent, invested in the tube and even if the children are familiar with the investment. High school age children can begin to be taught about investing so I could be a land for early learning.
9. Use the event as a venue for shopping with children for children to learn to know and understand the value of money. Do not hesitate to educate your children the way you took the time to go shopping at the grocery store or shopping center. By comparing several prices at grocery stores and shopping places you normally can teach our children that shopping at a grocery store can be a bit more frugal than the regular stores.
10. Encourage the child to careful in spending money. Rich or poor they would spend money in their daily lives. Teach your child to know which ones should be selected to be purchased and which are not. Set priorities based on a scale. Children may not understand the scale of priorities, but you should teach age-appropriate. For example buying reading materials with better savings than buying a toy he already had.
11. Show the children how to assess existing product advertisements on radio, television or other media. Teach that guns of all products entering the ad was all good, so kids learn to choose, not just spending the money follow the tv or radio ads
12. Remember our sons and daughters if they were starting to have bad habits, such as borrowing money to friends.
Children can become junior and senior high schools have a bad habit .. a friend is borrowing money to buy something that actually is less important because children lack sufficient private money. If this occurs, parents need extra monitoring and alert, because if it continues could be a bad habit for a child to adulthood.
13. Give an explanation when asked the child to an ATM or a shop with a credit card or debit card. ATMs can be a money machine for the imagination of children young age, such as kindergarten or elementary school. They could just assume that if the money could run out aja directly on the machine took my money. The kids will never know if I have to save first or need an account there if we want to take money from the ATM or Direct Debit. Therefore, parents should explain to children how to work an ATM machine.
14. Be careful to give credit cards to children. Trend lately is that many parents give additional credit card accounts with their children. In order for children to be more easily when buying something. Well ... it should be observed as well ... perhaps well intentioned, but without a good financial education provision could have a credit card will be a problem. For example the child will use it to shop for things at will is not important, the result could be the beginning of the month bills to swell and become a problem for parents.
15. Take time to discuss with children. As a parent Mother should have time to children how busy Mother of activities, because children need the closeness with the mother, take the children to discuss various issues including on financial issues so that there is closeness between child and mother. All information about children is very important for the mother to be able to establish the days of sailing together. And that is important in financial trouble, the child will grow a sense of responsibility and confidence for the support and motivation from the Mother.
August 20, 2007 listysan
Knowingly or not money affects a person in making decisions. Education, motivation and support for children to become savers and investors who either will affect to be able to save money and save the money. These habits will affect the attitude of the child in her future. Writing in Education Paul Richard's family said there were at least 15 ways that could be used by parents to teach financial matters to the child. But here a bit much for my modifications to my opinion in accordance with Islamic financial management that are not familiar with usury.
1. Introduce children about money early on, for example, from the age of 3 or 4 tahun.Jelaskan with information that can be accepted and fit the logic of children, most do not teach children to know the value of money at this age.
2. Observation and repetition is a good thing for children to learn. Communicate with children as they age the growth of value for money, how to store it, how to spend and how money can grow.
3. Help children learn the difference between needs and keingingan. This lesson will educate children to be a clever set of expenditure in the future. This can be taught to children who already know the financial. For example from the age of 4 or 5 elementary school classroom.
4. Defining the purpose is to learn the fundamentals of finance.
Rarely a person that determines the set and write goals. Not necessary all the way, when buying toys for children, parents would rarely buy toys that make these goals. Determination of this goal will actually educate children responsibly.
5. Introduce children to the value of money and menabung.Jelaskan to the child how the concept of savings and benefits. For example saving a child's desire to meet with his own money without having to ask the parents. The introduction is certainly using the language of children that is easily understood according to their age.
6. When giving a child money, teach them to save some. For example when we give 10,000 children taught to save it first as rp. 2000 before the child spends the money. This activity will become a positive habit that can be done until the adult child's future.
7. Introduce children and encourage Islamic banks to open accounts. Give your child the understanding that saving regularly will become good habits, which lead to success in the future
8. Teach your child to make financial records, how much is spent, invested in the tube and even if the children are familiar with the investment. High school age children can begin to be taught about investing so I could be a land for early learning.
9. Use the event as a venue for shopping with children for children to learn to know and understand the value of money. Do not hesitate to educate your children the way you took the time to go shopping at the grocery store or shopping center. By comparing several prices at grocery stores and shopping places you normally can teach our children that shopping at a grocery store can be a bit more frugal than the regular stores.
10. Encourage the child to careful in spending money. Rich or poor they would spend money in their daily lives. Teach your child to know which ones should be selected to be purchased and which are not. Set priorities based on a scale. Children may not understand the scale of priorities, but you should teach age-appropriate. For example buying reading materials with better savings than buying a toy he already had.
11. Show the children how to assess existing product advertisements on radio, television or other media. Teach that guns of all products entering the ad was all good, so kids learn to choose, not just spending the money follow the tv or radio ads
12. Remember our sons and daughters if they were starting to have bad habits, such as borrowing money to friends.
Children can become junior and senior high schools have a bad habit .. a friend is borrowing money to buy something that actually is less important because children lack sufficient private money. If this occurs, parents need extra monitoring and alert, because if it continues could be a bad habit for a child to adulthood.
13. Give an explanation when asked the child to an ATM or a shop with a credit card or debit card. ATMs can be a money machine for the imagination of children young age, such as kindergarten or elementary school. They could just assume that if the money could run out aja directly on the machine took my money. The kids will never know if I have to save first or need an account there if we want to take money from the ATM or Direct Debit. Therefore, parents should explain to children how to work an ATM machine.
14. Be careful to give credit cards to children. Trend lately is that many parents give additional credit card accounts with their children. In order for children to be more easily when buying something. Well ... it should be observed as well ... perhaps well intentioned, but without a good financial education provision could have a credit card will be a problem. For example the child will use it to shop for things at will is not important, the result could be the beginning of the month bills to swell and become a problem for parents.
15. Take time to discuss with children. As a parent Mother should have time to children how busy Mother of activities, because children need the closeness with the mother, take the children to discuss various issues including on financial issues so that there is closeness between child and mother. All information about children is very important for the mother to be able to establish the days of sailing together. And that is important in financial trouble, the child will grow a sense of responsibility and confidence for the support and motivation from the Mother.
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